Archive for January, 2014


Posted by on Wednesday, 8 January, 2014

A guard or an administrator needs to be appointed to administer the disbursement of revenue to any beneficiary who is still a minor. It is also common for naming a contingent beneficiary. If your primary beneficiary dies, then the contingent beneficiary is next in line to receive the income from its life insurance when you die. Also, your beneficiary designation can be revocable or irrevocable. If it is revocable, you can change it at any time without permission to do so. If the designation is irrevocable, you may not designate a new beneficiary without the consent of the current beneficiary. There are some different types of insurance vida.diccionario insurance.

For our purposes here, let’s just make a distinction between these types of policies that provide you money while you are still living and those who do so not because we want to carry out our focus on the advantages of life insurance, not the various types of coverage. Term life insurance does not give you the potential for income while you are still living. Pay only an advantage in the event that you die during the term covered. Other types of coverage, such as variable life, universal life and whole life, have a delivery of cash value because a portion of each higher payment you make is invested in a separate account. That money can increase over time, depending on what is being invested in.

money. You have the option of investing the money in fixed income or variable investment funds. You may terminate your policy while you are still alive. If you choose to do, you will receive the amount has been reversed that, less the delivery charges to the insurance company determined in retirement money early. You can also take a loan against the value of cash of its policy. The interest rates for these types of loans are typically small, and you can pay back the loan in a lump sum or facilities. If you omit the loan, the insurance company the loan using the value of accumulated cash against which you borrowed will pay off. You also can buy a policy that participates. The insurance company pays to holder of a policy that involved a dividend, as a normal Corporation pays dividends to its shareholders. A non-participating policy does not pay a dividend. The term life policies are always non-participants. I hope this information help you weigh all your options when you decide to purchase a life insurance policy. If you already have a policy, review it carefully to make sure you have a policy that meets your insurance necesidades.preguntas home. Call your agent and ask questions if something is not clear. You may not have an individual agent assigned to your policy. If that is the case, call centre client service for the insurance company, and they can answer any questions you might have.

Modern Enterprise Management

Posted by on Wednesday, 1 January, 2014

The dynamics of the markets in the world economic stage, have characteristics that have led to companies competing to re-update them not only their production processes with technological advancement that ensures quality and productivity, but to reorganize its administrative sustemas to make them more effective, less costly. This has led to evaluate assess the scope, impact of organizational communication this should be given in such a way that benefits the company in achieving its objectives. Hectony Contreras on the subject reminds us to bear in mind that organizations are as cited (Schein, 1995)

“The planned coordination of the activities of a group of people to seek to achieve a common objective or purpose, through the division of labor and functions, and through a hierarchy of authority and responsibility “to this is Agege the fact that all social organization has its own culture that identifies, characterizes, and gives the difference image and it is therefore important to understand, expand and strengthen the culture of a company as it integrates the behaviors toward common goals, is a guide activities, development of standards and policies to establish guidelines, in short, culture directs the overall operation of the structure indicating the priorities and global preferences that guide the actions of the organization. In that sense, it is critical to address the study of an indispensable means to raise awareness, expand and consolidate the culture of each company. That means, is organizational communication. This type of communication is of greater importance when operating within a context of organizational change product of an acquisition comes into play where a number of elements to be considered in addition to the culture shock that could be presented..